If you rent to three or more people from different households who share a kitchen, bathroom or toilet, you may have an HMO โ€” and significant legal obligations come with it. This guide explains exactly what an HMO is, when you need a licence, and crucially, what your fire door obligations are.

The Legal Definition of an HMO

Under the Housing Act 2004, a property is an HMO if it is occupied by three or more people forming two or more households, and at least one of the following applies:

Key Definition: "Household"

A household is a single person, or a group of people related by blood, marriage, civil partnership or are in a romantic relationship. Three friends sharing a house = 3 separate households = HMO.

Types of HMO in London

HMOs come in many forms across London:

Fire Door Requirements for London HMOs

This is where many landlords fall short. HMO fire door requirements are not optional โ€” they are a condition of your HMO licence and a legal obligation under the Regulatory Reform (Fire Safety) Order 2005.

London Borough Licensing Schemes โ€” 2026

Beyond mandatory licensing, many London boroughs run additional licensing schemes. Key boroughs as of 2026:

Always check your specific borough's licensing portal before letting any property. Unlicensed HMOs face fines of up to ยฃ9,000 and a Rent Repayment Order from tenants.